November 21st, 2013 Reports - Financial Inclusion

Can payday loan alternatives be affordable and viable? An evaluation of London Mutual Credit Union’s pilot scheme

by Gareth Evans and Mick McAteer

London Mutual Credit Union (LMCU) had become increasingly alarmed by the escalating and often detrimental use of costly payday loans by already overindebted households. Moreover, i...

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November 21st, 2013 Papers - Financial Inclusion

How financial inclusion and consumer issues might impact on the new Financial Conduct Authority

The paper reports on a seminar held in 2012 to discuss financial inclusion in the new regulatory environment.

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